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Read it before you sign it
$350 flat, 1 hour
We review your Loan Estimate or loan commitment, flag unusual or above-average fees and unfavorable terms, and tell you what to ask the lender before you sign.
Step 1: Pay
Secure checkout. You will get a receipt by email. After you pay, you come back to this page to upload your documents.
Not live yet
Pay $350
Step 2: Upload exactly these documents
Send what applies to you. Photos or scans are fine if every page is readable. PDF is best.
Required
- Your Loan Estimate or loan commitment letter, every page
- Your Closing Disclosure, if you have received it, every page
- The lender's fee sheet or any rate lock confirmation
If you are buying
- The signed purchase contract (first page and the page with price and closing date)
If you are refinancing
- Your most recent mortgage statement
- Your current homeowners insurance declarations page
Helpful, not required
- Any other offers or quotes you have received
- A short note: how long you plan to keep the loan, and what worries you most
Before you upload
- Cover your full Social Security number and full bank account numbers. We do not need them.
- Include the email you paid with in your note, so we can match your files.
- Your files go to a private, protected folder. Only we can open them.
Step 3: Get our advice
We review what you sent and give you a clear, written summary of what we see and what you can do about it.
Questions first? Message us on WhatsApp.
